Hi, My father passed away in May 2016 and after his death pension was credited until January 2017 after which it was automatically stopped because of non submission of Life Certificate. Between May 2016 and January 2017 I withdrew his pension because I had access to his net banking and ATM card. I realised later that it was incorrect and then I put the all the amount back to his original pension account. For almost 3 years the amount remained in his pension account which later became dormant since there was no activity however this year in December 2020, I submitted my father's death certificate and other forms to the bank. It's over 2 months but till now they haven't closed the account. I asked the manager he says that he sent the details to his legal team. I am worried if bank will take legal action against me. Wanted to know what action can bank take against me?