Chennai | 01 May, 2021 (1 month, 2 weeks ago)

General Advice

Legal fees rs.5000 charged by bank in my sb a/c for jewel loan case i have file

I have taken 2 jewel loan in private sector bank. My loan comes to expire on January.2021. On april i have been issued 3 notice for payment. On 1st notice i went to bank and paid all interest and asked april month end time for renewel but bank issue auction notice. I filled a court case for injunction to stop auction of my jewel only 3 hearing for date given by court made for judge to decide and 4 th hearing date one day before i have paid all interest and difference of gold gram rate and i renewed the gold loan in bank itself. And on 4 th hearing i submitted statement of jewel loan of 2 account that i closed and i am not interested to carry forward the case. My bank has charged me rs.5000.00 towards legal fees and deducted from my sb account. I did not even got injunction order nor i counter reply nor my 1st original suit hearing happened in court. Is it justified that bank has charged me rs.5000.00 amount. Is it legal
Answers
02 May, 2021 | 08:19

The legality would depend on the firms of service provided by the bank but you have a strong case to sue the bank for the charges after serving them a legal notice for refund of the money. I can take up your case with the bank and also before court if you want my assistance. 9013429126


01 May, 2021 | 18:36

Dear client.
You can send legal notice through your advocate and can ask reason for charging cost
If you want legal advise then you can call me on mobile no 9359867870


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